FINANCIAL PLANNING IS AT THE HEART OF EVERYTHING WE DO
Why is it so important to start with financial planning first, before you invest?
Ask yourself: “Is the accumulation of money itself my goal or is money a means to an end for what I really want in life?
We help people achieve the outcomes they desire to make the most of their money and their life.
That means we must first prepare a financial plan to determine what income you will need and expenses you will have in order to live your best life.
Only then can we determine what mix of investments will best suit you and provide the income stream you need when you need it.
Tailored Financial Advice and Investment Management
You’ve got a busy life. You don’t want to spend your time in front of a screen, trying to make a decision on whether to buy investment ‘x’ or investment ‘y.’
You’ve spent a lifetime building a portfolio that is now providing you with a comfortable income.
You need tax planning advice and estate planning advice. You need help with retirement income planning.
You need a financial partner available whenever you need them, to bounce ideas off of when they spark in you.
You’d prefer to entrust your investment research and recommendations to professionals who will act in your best interest.
You’re ready to move up with Nanoose Bay Wealth Management.
The Details
Types of Problems We Solve
How much money do you need to be financially independent?
When’s the best time for you to take CPP? What about OAS?
Should you keep your pension with your previous employer or manage it yourself?
How should you invest your retirement portfolio in a way that suits you?
What’s the most tax efficient way you can withdraw income in retirement?
These aren’t easy questions to answer and every person’s situation is unique. You need the help of a competent financial advisor.
It’s your money and your future. You deserve a wealth advisor who acts in your best interests, always.
You deserve Nanoose Bay Wealth Management.
Investment
We will provide complete transparency of your total costs by outlining them in writing.
We will show you what you are currently paying for financial advice vs. what you will be paying when you work with Nanoose Bay Wealth Management. We call this our ‘fee audit service.’
We will prepare a comprehensive financial plan for you AND investment management.
The Services You Receive
30-min Consultation Call
Comprehensive written financial plan
Goal implementation strategy checklist
Financial planning organizer (binder or online)
Cash needs assessment
Tax Reduction Strategies
Risk reduction assessment
Debt management recommendations
Government benefits maximization plan
Annual tax planning strategy meeting
Goal Attainment Tracking
Estate Planning Strategies
1:1 Financial Literacy Education
Professional Resource Network
Tax efficient cash flow projections
Client Education Events
Document Backup & Maintenance
Financial Event Reminders
Retirement income projections for life
PLUS:
Best in class money management
Risk Tolerance Analysis
Time Horizon and Stress Analysis
Asset Allocation Recommendations
Quarterly Investment Reports
Portfolio Asset Allocation Rebalancing
Tax Gain/Loss Harvesting
Coordination with your other professional advisors, such as accountants, lawyers and insurance professionals
Due Diligence Conferences with Money Managers conducted on your behalf
Investment Fee Audit
Beneficiary Audit
The Choice is Yours…
…Pay another firm for ONLY investment management, or…
…work with us and receive all of the above valuable services through our Wealth Solutions Program.
How It Works
01 Tell Us Your Dreams
What is the one thing that drives you? What are your goals and dreams for retirement and what do you hope to achieve in the next phase of your financial journey?
In our initial meetings, we will dig deep and reveal what is most important to you. This forms the foundation of your custom-designed personal financial plan.
02 What is Your Starting Point?
We all want to be financially successful, but without knowing how much you have coming in each month and where your money is going - success is hard.
That’s why this step helps you identify what sources of cash flow are working for you today and what other sources can be created.
03 Which Way from Here
Now that we have a clearer picture of where you want to go and what resources you have to get there, we will build a plan that explores all of the possibilities in front of you.
04 Implement
All the pieces are in place and you are ready to start implementing your financial plan.
We will make the investment recommendations that are in line with your personal plan.
We may also suggest ways you can save on taxes or can get to your goals sooner.
We’ll guide you with resources and a timeline. We’ll be your accountability partner.
You’ll have full access to our interactive client platform, which allows you to upload and store documents securely.
05 Evolve
Your goals and dreams are sure to evolve and so should your financial plan. We’ll meet throughout the year in person, by phone or by videoconference to keep your plan moving in the right direction.
Have a life decision to make quickly that has a dollar sign attached to it? With Nanoose Bay Wealth Management, you can easily make a phone or videoconference appointment on your client platform, where you’ll have access to my calendar.
Ready to Live Your Best Life?
As Your Personal Trainer for Financial Fitness, our goal is to be your financial partner so that you can focus on the rest of your life. If you’re ready to delegate the details of your financial life to an expert, get started today by answering a few questions to help us get to know you better and determine if our expertise is a match for your financial planning needs.
Please click the button below to get started, and we’ll be in touch as soon as possible to schedule an introductory meeting.
